These are simple and easy money moves you can make this year to reach your financial goals and make your money work for you.
1. Check your car insurance – You Could Save Up To $500
Along with providing you with options based on your zip code, Insure.com, offers discounts. If you have a clean driving record and drive less than 50 miles per day, you could qualify for these discounts. People that use Insure.com save an average of $540 a year. You read that right, that’s over $500 back in your wallet.
2. No More Waiting in Limbo. Get Paid up to 2 Days Early with Direct Deposit
Who doesn’t enjoy receiving their paycheck 2 days early? Getting your money 2 days earlier can help you get organized and pay off your bills without hassle.
Chime makes it easy to get your paycheck ahead of time. By setting up your direct deposit with Chime, you are granted access to your check 2 days in advance – along with other benefits such as mobile banking, automatic savings and security, and control.
3. Monitor Your Credit Score
Keeping an eye on your credit score is vital to your financial well-being. Having good credit can help you get approved for loans, buy a home, and get approved for a credit card.
Lucky for you, Credit Sesame can help you keep track of your credit score for FREE. Credit Sesame makes it easy for you to continuously monitor your credit score, show you ways to improve your score, and in some instances, even pay you for improving your credit.
Get started today! FREE credit score, monitoring, and more at Credit Sesame – Sign up in 90 seconds. No Credit Card Needed.
4. Eliminate your debt with a historically low-interest loan
Personal loans are a type of installment loan that, if approved, gives you a fixed amount of money in one lump sum. One of the benefits of getting a personal loan is that you don’t have to worry about putting up any collateral to secure funds. Additionally, personal loans can be used for anything and interest rates are fixed so you pay the same interest rate while repaying your loan.
If you’re looking to get a personal loan, by simply inputting your information, you will receive a personalized list of options to choose from.
5. Consider Using an Investment App
Investing can seem intimidating for those who aren’t experts. Thankfully, thanks to the technology available today, investing apps have made it easy for anyone to begin their investment journey.
The best part? You can start investing by just rounding up to the nearest dollar. The Acorns app uses a concept called “Round-Ups” where it rounds up your purchases to the nearest dollar and utilizes that difference to invest it.
Put your spare change to work and start investing today.
