Your First Credit Card – A Guide
Your First Credit Card – A Guide A credit card is useful in establishing creditworthiness. However, before deciding to apply for your first credit card, make sure you understand fundamental….
Tag: guides
Second Chance Banking – A Guide
CNBC estimates that 25% of American families are either underbanked or unbanked. One reason for this is that people may struggle to get approval for a new bank account after….
A Guide To Understanding Your First Bank Account
As you venture into financial independence, one of the first responsibilities is finding safe investment and savings vehicles for your cash. The fundamental tool for holding funds is the checking….
How Many Credit Cards Should I Have?
For most people, opening their first credit card is a rite of passage. It means they’ve achieved a baseline of creditworthiness. However, credit cards often beget more, which can put….
How to get a Credit Card Guide
Without at least a year of credit history, you may struggle to get approved for any credit. When learning how to get a credit card, this is one of the….
Understanding Credit Card Consolidation
When dealing with credit card debt, it can be hard to see future financial relief. Credit card consolidation is a tool that can free you of mounting interest and debt…..
How do Credit Cards Work?
Credit cards are among the best financial inventions of modern-day economies. When managed well, they can help you spread out the cost of big purchases, such as vacations or tech….
What is a good Credit Card APR?
When applying for credit, one of the biggest differences between available offers is the annual percentage rate. The best APR is 0%, but very few people have income levels and….
AMEX Prequalify – What You Need To Know
The issuing company usually checks your credit report as part of the approval process when you apply for a credit card. Unfortunately, inquiries on your credit report can harm your….
Renters Insurance Guide
While looking for an apartment, you may have come across renters insurance. Maybe you noted apartment listings where the landlord required proof of insurance. After weeks of searching for a….
