how to make money without a job

How To Make Money Without a Job

When it comes to making money, if it sounds too good to be true, it probably is. Even so, you might be surprised by the many ways you can learn how to make money without a job. Note that while you may not need to get a “real job” when pursuing these options, you might still need starting capital. The good news is that you can find creative ways to use one to fund the other.

Real Estate

Real estate is one of the most lucrative investments. Ideally, you begin by renting out homes or office spaces to long-term or short-term tenants, but there are other options to consider. Here are a few worth looking into:

  • Rent out your garage to people who need storage on Neighbor.
  • Airbnb an extra room or suite in your home.
  • Invest in real estate securities, such as Fundrise.


When learning how to make money without a job, you don’t have to make six figures or more to start investing. Create an account with Betterment and automate deposits from your bank account. This robo-advisor’s algorithm will spread the money out across a diversified portfolio. The company also offers a checking account, a savings account and retirement accounts. Competitors include Acorns and Wealthfront.

Cash Reward Cards

Consumers often worry that credit cards are just a way for lenders to make money off everyday buyers. In some ways, this is true, but it depends on how strategically you use your cards. If you get cards with cash rewards that match your spending habits, you can earn up to 5% back on purchases you would make anyway. When you pay your balance in full and on time, you pay no interest or fees.


Dropshipping is a great way to figure out how to make money without a job, but you do need to get the ball rolling first. You need to find a platform that works well for you, such as Printify. Then, design and create T-shirts or household items. Next, use an online eCommerce platform to create your storefront. You can even build a website and start blogging. From there, when people make orders, the drop shipping company handles the inventory management and delivery process.

Established Online Platforms

If you don’t mind handling the packaging and delivery yourself, you can create and manage your own online store. One way to get guaranteed traffic is to piggyback off existing platforms that are well-established. These are the top options:

  • Amazon
  • eBay
  • Walmart
  • Etsy


In the past, when people wanted to sell photographs, it required buying expensive equipment. Now, smartphones can quickly help you learn how to make money without a job. They take just as good photos as many top-of-the-line cameras, especially in the right hands. If you are handy or creative with a smartphone or a DSLR, you can make a passive income from selling your photos on platforms like Shutterstock or Depositphotos.


If you love pets, then you’ll love the opportunity to pet-sit while fur parents are away. More often than not, you’ll end up pet sitting cats and dogs, but some people do have more exotic pets. One of the best parts of this is that you can earn double by planning strategically, such as doing freelance work while at the home. If you’re worried about how to attract business, use an established platform to start off. Rover is one of the most common solutions for how to make money without a job.

Social Media

If you have a knack for building, growing and managing online communities and followings, becoming an online influencer might be your calling. Most people use social media without earning much from it, but bloggers can level up by becoming influencers. Social media influencers make their money from brand partnerships. These are the best sites to work with:

  • Your personal website or blog
  • YouTube
  • Instagram
  • TikTok
  • Twitter
  • Facebook

Online Course Creation

Everyone’s an expert at or is passionate about something. Chances are you could make a living by teaching other people this skill or topic. If you’re worried about building traction and attracting people to your course, publish it on established platforms instead of going it alone. Udemy is one of the most trusted options for how to make money without a job. Because you only need to record your lessons, it’s a great way to make passive income.


Do you have a knack for telling stories — great ones? Why not write them down? Even short stories can sell on Amazon. You don’t need to spend time querying and waiting for a publisher to pick up your book, either. Instead, you can self-publish and sell your book directly through Amazon. The more books you write, the more social proof you have and the more money you can pull in. Try to become an expert in one particular field instead of bouncing around too many genres.

The internet has created so many platforms that help people learn how to make money without a job. For more information on Robo advisors check out our guide to the best here.